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Documents needed by the Borrower

1
Application Form

Filled and Signed finance application form (possibly to be filled online and sent to micro cashflows)

2
Personal Identification

Copy of SIN

3
Documents required from the Borrower

Salaried:

  • Employment letter or 3 recent salary slips
  • Last 3 months Bank A/C statement (showing salary deposits)
  • Government issued photo ID (eg. driving license)
  • Void cheque
  • Proof of Address (a recent: Utility Bill or Phone Bill or Bank A/C Statement)

Self Employed:

  • Articles of Incorporation Form 2
  • Last year audited financial statement OR a recent signed public accountant certificate showing the annual or monthly Income OR last year tax return
  • Last 6 months bank statement for the company
  • Government issued photo ID (eg. driving license)
  • Void cheque
  • Proof of Address (a recent: Utility Bill or Phone Bill or Bank A/C Statement)

Professional:

  • Copy of professional registration
  • Copy of tax card
  • Last year audited financial statements OR a recent signed public accountant certificate showing the annual or monthly Income OR last year tax return
  • Last 6 months bank statement
  • Government issued photo ID
  • Void cheque
  • Proof of Address (a recent: Utility Bill or Phone Bill or Bank A/C Statement)

4
Additional Documentation

In all cases the following income proofs are also accepted:

  • Rental income (Copies of property ownership and rental contract can be presented).
  • Any income that can be documented and proved will be taken into consideration for salaried or self-employed.